Insights For Hearing - Ameritas https://www.ameritas.com/insights/hearing/ Insurance | Employee Benefits | Financial Services Wed, 13 Aug 2025 13:27:39 +0000 en-US hourly 1 https://www.ameritas.com/wp-content/uploads/2019/04/cropped-bison_white-icon_144x144-precomposed-32x32.png Insights For Hearing - Ameritas https://www.ameritas.com/insights/hearing/ 32 32 Coconut Oil Benefits for Oral, Ear, and Eye Care https://www.ameritas.com/insights/coconut-oil-benefits-for-oral-ear-and-eye-care/ Tue, 05 Aug 2025 13:05:21 +0000 https://www.ameritas.com/?post_type=insights&p=53290

Coconut Oil Benefits for Oral, Ear, and Eye Care

August 5, 2025 |read icon 7 min read
Coconut oil cream on bowl on white wooden table

Coconut oil benefits have long been celebrated in traditional healing systems, where the coconut palm is known as the “tree of life.” Rooted in a holistic approach and embraced by many in the world of alternative medicine, coconut oil is gaining renewed attention as modern science begins to explore its potential for oral, ear, and eye health. In this article, we will discuss available insights while distinguishing promising uses from passing trends and focus solely on oral, ear, and eye applications. These are areas where coconut oil is commonly used despite limited scientific evidence. While traditionally embraced in holistic care, its broader health benefits remain inconclusive in scientific research.

Coconut oil and oral care

For centuries, Ayurvedic practitioners have promoted oil pulling, a practice of swishing edible oil through the mouth to cleanse and strengthen the oral cavity. Coconut oil has emerged as one of the most popular choices due to its taste and health effects.

Research suggests that oil pulling with coconut oil may reduce the number of bacteria in saliva. For example, a study noted that while the overall evidence remains limited, coconut oil pulling may support gum health and reduce gingivitis. However, the quality of available studies is modest and more long-term clinical trials are needed. In a separate clinical trial involving adults with gum disease, coconut oil was found to reduce harmful bacteria and lower inflammation markers in the mouth, offering early evidence that it may help ease oral inflammation.

Leading dental organizations remain cautious. The American Dental Association states that no strong evidence supports oil pulling as an effective way to reduce cavities, whiten teeth, or improve overall oral health. They emphasize that regular brushing with fluoride toothpaste and daily flossing remain the gold standard for oral care.

The University of Colorado School of Dental Medicine notes that coconut oil may help form a protective barrier on teeth that can potentially decrease the ability for bacteria to adhere to the teeth. Also, it contains lauric acid, which has documented antimicrobial and antibacterial effects. Still, they stress that oil pulling should not be viewed as a replacement for dental visits or prescribed treatments.

While current evidence may suggest that oil pulling with coconut oil shows some promise, particularly in reducing bacteria, plaque, and inflammation, research remains inconclusive. Oil pulling may be considered a gentle, low-risk practice, but it should only be used as a supplement to proven oral hygiene methods like brushing, flossing, and regular dental checkups.

Easing earwax buildup and ear health

Earwax, also called cerumen, plays an essential role in keeping ears clean. It helps trap dust and debris while moisturizing the ear canal. Sometimes, earwax builds up and becomes impacted, causing discomfort, muffled hearing, or temporary hearing loss.

While coconut oil is not always listed alongside more conventional softeners, some alternative health professionals do mention it as a gentle oil-based option, that can soften wax, and it is typically well-tolerated in people without ear injuries or infections.

Experts advise avoiding cerumen softening in infants and toddlers under three years old unless under medical guidance. The American Academy of Otolaryngology further cautions that irrigation should not be used in individuals with a perforated eardrum or active ear infections due to the risk of complications.

Ultimately, coconut oil may help gently soften earwax for some individuals as part of home care. However, if there is significant blockage, discomfort, or any sign of infection, it’s best to consult a medical provider. Ear health is delicate, and a cautious approach ensures that care remains safe and effective.

Exploring natural support for dry eyes

Dry eye syndrome occurs when the eyes don’t produce enough tears or when tears evaporate too quickly, resulting in gritty, red, or irritated eyes. In a small randomized clinical trial, researchers found that soft contact lenses pre-soaked in virgin coconut oil significantly improved tear-film stability and reduced corneal staining after just 15 minutes of wear. Coconut oil was still detectable in the tear film at that point.

However, the study did not show an increase in overall tear production, and the approach remains experimental. It also didn’t evaluate long-term safety, visual clarity, or the effects of applying coconut oil directly to the eye. While coconut oil is often promoted online as a natural remedy for dry eyes, current clinical evidence supporting its effectiveness remains limited.

Balancing tradition with modern care

Coconut oil is widely used in home remedies and alternative care, particularly for oral, ear, and eye health, but scientific evidence supporting these uses remains limited. While oil pulling may help reduce oral bacteria, it should not replace standard dental hygiene. Some people turn to coconut oil for personal care routines, but its broader health claims, such as for ear or eye health, are not well supported by research. For any targeted use, it’s best to proceed cautiously and consult a healthcare professional.

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Hard of Hearing: What it Means and What to Watch for https://www.ameritas.com/insights/hard-of-hearing-what-it-means-and-what-to-watch-for/ Fri, 18 Jul 2025 19:24:58 +0000 https://www.ameritas.com/insights/hard-of-hearing-what-it-means-and-what-to-watch-for/

Hard of Hearing: What it Means and What to Watch for

July 18, 2025 |read icon 6 min read
Woman smiling at dinner table with hands in the air.

Hearing loss affects more than 48 million Americans, yet it often goes unnoticed or untreated, especially in its early stages. While it’s more common with older age, it can happen to anyone. Some may assume they’re just “hard of hearing,” but the issue could be more significant than they realize. And with noise exposure on the rise, even young adults are seeing long-term impacts on their hearing health.

Whether missing parts of conversations, turning up the volume a little too high, or avoiding group settings, the signs can creep in slowly. Recognizing the problem early and understanding your options can make all the difference.

Age isn’t the only factor

It’s true that age-related hearing loss is widespread; nearly half of adults over 75 experience some degree of it. But today, more people under 40 are reporting symptoms, too. One significant reason is prolonged exposure to loud noise. Think: headphones at full blast, noisy work environments, concerts, or power tools.

Noise-induced hearing loss doesn’t happen all at once. It builds over time, damaging tiny hair cells in the inner ear that help you process sound. Once those cells are gone, they don’t come back. That’s why prevention matters more than ever.

The signs are easy to miss

Hearing loss isn’t always obvious. You might chalk it up to people mumbling, bad phone connections, or being distracted. But certain signs are strong indicators that it’s time to pay attention. Possible scenarios include:

  • You frequently ask others to repeat themselves
  • Conversations are more challenging to follow in restaurants or crowded rooms
  • People seem to be mumbling or speaking too softly
  • You turn up the TV or music louder than others prefer
  • There’s a constant ringing or buzzing in your ears (tinnitus)
  • You feel more withdrawn or tired after social interactions

If any of these sound familiar, it’s worth getting your hearing checked. A basic hearing test can provide clarity and options to help.

Understanding the types of hearing loss

Not all hearing loss is the same. The most common type, sensorineural hearing loss, involves damage to the inner ear or the auditory nerve. It’s usually permanent and often related to aging, loud noise, or medical conditions.

Conductive hearing loss, on the other hand, happens in the outer or middle ear. It may be caused by earwax buildup, fluid fluid from a cold, or an ear infection. This type is often temporary and treatable.

Some people experience a mix of both. That’s why a proper diagnosis is essential. Not just to confirm hearing loss but to determine the best and appropriate course of action.

Untreated hearing loss affects more than your ears

Many people put off treatment, thinking it’s just an inconvenience. But hearing loss also has ripple effects throughout your health. It can make social interactions more exhausting, increase the risk of falls and accidents, and even contribute to cognitive decline over time. Studies have linked untreated hearing loss to a higher risk of depression, isolation, and dementia.

The good news is that hearing aids and other technologies are more effective and discreet than ever. They can help you stay engaged, safe, and connected.

Protecting your hearing

There’s no one-size-fits-all solution, but there are steps everyone can take to preserve hearing long-term. Turn down the volume when using earbuds or headphones —experts recommend staying below 60% of max volume and taking listening breaks. Wear ear protection when you’re around loud tools or machinery, and don’t use cotton swabs in your ears, which can do more harm than good.

If you’ve already noticed changes, do not wait for things to worsen and schedule a hearing evaluation. The sooner hearing issues are identified, the more options you have to manage them effectively. If you’ve been missing more than just words lately, it might be time to check in with your hearing health.

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Ear Infections in Adults: It’s Not Just Kids Who Get Them https://www.ameritas.com/insights/ear-infections-in-adults-its-not-just-kids-who-get-them/ Thu, 03 Jul 2025 12:00:02 +0000 https://www.ameritas.com/?post_type=insights&p=52995

Ear Infections in Adults: It’s Not Just Kids Who Get Them

July 3, 2025 |read icon 10 min read
Eye doctor checking woman's ear using otoscope at medical clinic.

Ear infections in adults are often overlooked because they’re more commonly associated with children. But when they do occur in grown-ups, they can be more painful, more persistent, and more likely to lead to complications. Adults face different triggers and require a distinct approach to recognize the symptoms of an ear infection, diagnose the cause, and know how to treat an ear infection properly.

Though less frequent than in kids, these infections — especially middle ear infections, also known as otitis media — can point to deeper health concerns if ignored. Knowing the most common causes, what treatments are available, and when to seek care can make a big difference in reducing long-term damage and protecting your hearing and balance.

The adult ear: a complex, delicate system

To understand adult ear infections, we need to discuss the three key sections of the ear. First, the outer ear (including the ear canal), then the middle ear (just behind the eardrum), and the inner ear, which plays a role in hearing and balance. Infections can occur in any of these areas, and the cause, symptoms, and treatment vary depending on which part of the ear is affected.

Outer ear infections, known as otitis externa, often stem from trapped moisture, minor injuries, or skin irritation. These infections are common in swimmers but can also occur from using earbuds, hearing aids, or cotton swabs that disrupt the skin inside the ear canal. The Centers for Disease Control and Prevention (CDC) notes that when this protective barrier is compromised, bacteria or fungi can take hold, leading to pain, redness, and drainage.

Middle ear infections, or otitis media, are more likely to occur after colds, allergies, or sinus infections. These conditions can block the Eustachian tubes, which help equalize pressure and drain fluid from the middle ear. When these tubes are blocked, fluid and germs become trapped behind the eardrum, leading to inflammation and pain. According to Johns Hopkins Medicine, middle ear infections may be less common in adults, but they can be more severe, take longer to clear up, and in some cases may indicate underlying issues.

Inner ear infections are the least common but often the most disruptive. They involve the labyrinth, which is a system of fluid-filled canals and nerves that help control balance and spatial orientation. Conditions such as labyrinthitis or vestibular neuritis, often caused by viruses or inflammation, can affect hearing and lead to vertigo, dizziness, nausea, and unsteadiness. These symptoms can be alarming and are sometimes mistaken for other conditions, which is why professional evaluation is important.

Recognizing the symptoms

Ear infection symptoms in adults can vary based on the location and severity of the infection. Outer ear infections typically begin with itchiness or tenderness and may progress to throbbing pain, especially when the outer ear is touched. Redness, swelling, and a sensation of fullness are also common. Drainage may occur if the infection worsens.

Middle ear infections often produce sharp or aching pain deeper in the ear. A sense of pressure, reduced hearing, and fluid discharge are also possible. If the eardrum ruptures, fluid may drain from the ear. Headaches, jaw discomfort, or a low-grade fever may accompany these symptoms.

In cases of inner ear infections, balance issues are more pronounced. Sudden vertigo (a spinning sensation), difficulty walking, and nausea may develop. These infections can also cause hearing changes or ringing in the ears (tinnitus). Since these symptoms can resemble other disorders, like temporomandibular joint (TMJ) dysfunction, dental issues, and even neurological problems, it’s important not to self-diagnose. A medical provider can distinguish an ear infection from other possible causes.

What causes adult ear infections?

While children are more prone to ear infections due to their developing anatomy and immune systems, adults tend to develop them for different reasons. For example, individuals with chronic skin conditions like eczema or psoriasis may be more vulnerable to outer ear infections because of recurring irritation that damages the skin lining the ear canal.

Environmental and lifestyle factors also play a major role. Adults who swim regularly, particularly in untreated or natural bodies of water, may develop swimmer’s ear due to trapped moisture that promotes bacterial growth. Additionally, frequent use of earbuds or hearing aids without proper cleaning can introduce bacteria or cause small abrasions, making the ear more susceptible to infection.

Smoking is a commonly overlooked factor. Both smoking and exposure to secondhand smoke can impair immune function and affect the health of the respiratory system and Eustachian tubes. Chronic health conditions such as diabetes or autoimmune disorders may also increase the risk of more frequent or severe infections by reducing the body’s ability to fight off harmful bacteria or viruses.

Allergies and sinus problems are another major contributor, especially when they cause congestion that blocks the Eustachian tubes. This can lead to fluid buildup in the middle ear and increase the likelihood of infection.

How are adult ear infections diagnosed?

To diagnose an ear infection, a healthcare provider will typically use an otoscope to examine the ear canal and eardrum for signs of redness, swelling, or fluid buildup. If symptoms persist or there is significant discharge, a culture may be taken to determine the specific bacteria or fungi responsible, which helps guide appropriate treatment and avoid the misuse of antibiotics.

Additional tests, such as tympanometry (which measures eardrum movement) or a hearing exam, may be recommended, especially if the infection affects hearing or balance. Accurate diagnosis is crucial not only for proper treatment but also for ruling out other conditions that may present with similar symptoms, such as Meniere’s disease or early signs of neurological issues.

Which treatments work and which don’t

Treatment depends on the type and severity of the infection. Many mild outer or middle ear infections will resolve on their own within a few days. Over-the-counter pain relievers like ibuprofen or acetaminophen may help manage pain during recovery.

Outer ear infections are typically treated with prescription ear drops containing antibiotics or antifungals, sometimes combined with corticosteroids to reduce inflammation. It’s important to keep the ear dry during treatment and avoid inserting anything into the canal.

Middle ear infections may require oral antibiotics if the cause is bacterial or if symptoms worsen or fail to improve. In some cases, decongestants or nasal corticosteroids are recommended to reduce swelling and improve fluid drainage through the Eustachian tubes.

Inner ear infections can also be viral, in which case they would not respond to antibiotics. Treatment focuses on relieving symptoms. Prescription medications may help manage vertigo, while corticosteroids can be used to help reduce inflammation. Vestibular rehabilitation exercises may also be necessary if balance problems persist.

In cases of chronic or recurring middle ear infections — particularly when fluid buildup doesn’t resolve — a minor procedure to insert tympanostomy tubes might be considered. While more common in children, adults may also benefit from this intervention in select cases.

Reducing the risk of future infections

Reducing the risk of ear infections in adults involves a combination of good hygiene and healthy habits. After swimming or bathing, gently dry the outer ear with a clean towel and tilt the head to help drain any trapped water. Avoid inserting objects like cotton swabs into the ear canal, as they can damage the skin and disrupt the ear’s natural defenses.

Regular cleaning of devices like earbuds or hearing aids is also important. Taking breaks from these devices allows the ears to recover from any irritation they may cause. For those with allergies or frequent sinus issues, managing those conditions effectively can help reduce inflammation that might block fluid drainage from the middle ear.

Quitting smoking can be one of the most beneficial steps for ear health. Smoke exposure damages the respiratory system and weakens the immune response, making it harder to fight off infections. Addressing underlying health conditions and staying current with medical care can also improve the body’s ability to prevent and recover from infections.

When to see a doctor

While some ear infections clear up on their own, it’s important to seek medical care if you experience:

  • Severe or worsening ear pain
  • A fever higher than 100.4°F
  • Hearing loss or muffled hearing
  • Fluid or pus draining from the ear
  • Persistent dizziness, balance problems, or nausea

If symptoms recur or don’t improve, a more serious condition may be present and should be evaluated by a healthcare provider.

The bottom line

Adult ear infections might not get as much attention as childhood ones, but they’re just as important, and in some cases, more serious. Whether caused by environmental factors like water exposure or internal issues such as allergies and sinus infections, they require prompt attention. Most adult ear infections can be treated effectively with early care and preventive habits. If you experience symptoms like pain, pressure, dizziness, or hearing changes, don’t ignore them. Timely treatment can reduce discomfort now and protect your hearing in the future.

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Understanding Ear Infections in Children https://www.ameritas.com/insights/understanding-ear-infections-in-children/ Wed, 04 Jun 2025 17:48:05 +0000 https://www.ameritas.com/insights/understanding-ear-infections-in-children/

Understanding Ear Infections in Children

June 4, 2025 |read icon 7 min read
Cute little girl listening to shell at beach with her mom.

Ear infections are one of the most common reasons parents bring their children to the doctor, often due to complaints of ear pain. While these infections can affect individuals of any age, children are particularly vulnerable because of the structure and function of their developing ears. Recognizing ear infection symptoms early and understanding what causes them can help parents take action quickly. By learning how to reduce the risk of infections and exploring both medical treatments and at-home options for ear pain relief, caregivers can manage this often painful condition with greater confidence.

The basics of ear infections

Medically known as otitis media, an ear infection typically refers to inflammation and infection of the middle ear, i.e., the air-filled space behind the eardrum that contains tiny bones involved in hearing. In children, this area is especially prone to infection because their Eustachian tubes, which help drain fluid from the middle ear to the back of the throat, are shorter and more horizontal than those of adults. This anatomical difference, along with their still-developing immune systems, makes children more vulnerable. However, adults can get ear infections too, though their experiences often differ — including symptom presentation and treatment approaches.

There are several types of ear infections, each with slightly different symptoms and implications. Acute otitis media is the most common and often develops quickly, bringing earache, fever, and irritability. In some cases, the eardrum may rupture, allowing fluid to drain from the ear canal. Another form, known as otitis media with effusion, occurs when fluid remains trapped in the middle ear even after the infection has cleared. While this type may not cause pain or fever, it can affect hearing and lead to developmental delays if persistent. A third type, chronic otitis media with effusion, involves long-term fluid retention and may require further medical intervention.

Though less common in children, outer ear infections (commonly called “swimmer’s ear”) occur in the ear canal and are typically caused by water exposure or skin abrasions that allow bacterial growth. These infections are different from middle ear infections and require different treatment approaches.

Reducing the risk of ear infections

Because ear infections often develop after upper respiratory infections, reducing their risk starts with minimizing exposure to common viruses and bacteria. Good hygiene practices such as regular handwashing, teaching children to cover their coughs, and avoiding close contact with sick individuals are foundational.

Breastfeeding for at least six months has also been shown to provide immune support and reduce the incidence of ear infections in infants. When feeding infants with a bottle, holding them in an upright position helps reduce the risk of formula or milk flowing into the Eustachian tubes.

Environmental factors can increase susceptibility as well. According to the American Cancer Society, children exposed to secondhand smoke are significantly more likely to develop ear infections. Limiting exposure to cigarette smoke, including in cars and homes, can substantially lower a child’s risk. Additionally, managing seasonal or food-related allergies can reduce inflammation in the nasal passages and Eustachian tubes, minimizing fluid buildup in the ears.

Treating ear infections

Treatment depends on the type and severity of the infection. In some cases, particularly with mild symptoms, doctors may take a “watchful waiting” approach. This is because many ear infections, especially those caused by viruses, will resolve on their own within a few days without antibiotics. Studies have shown that this approach helps reduce the overuse of antibiotics, which can contribute to resistance.

However, a doctor may prescribe antibiotics if a child has severe symptoms such as high fever, significant ear pain, or symptoms lasting more than 48 hours. Pain management is a critical part of treatment. Over-the-counter medications may help reduce fever and discomfort. In some cases, children with recurrent ear infections may be candidates for ear tube placement. These small tubes, inserted into the eardrum, help ventilate the middle ear and reduce fluid buildup. Children with chronic otitis media with effusion may also benefit from this procedure if hearing loss or speech delays are a concern. As always, though, it’s best to consult with your pediatrician.

Safe and effective home remedies

For mild symptoms or as a complement to medical care, several home remedies can help ease a child’s discomfort. Applying a warm compress to the affected ear can soothe pain by improving circulation and reducing inflammation. Encouraging the child to stay hydrated can also support the natural drainage of the Eustachian tubes, especially during colds.

In cases of ear infections without a ruptured eardrum, some parents turn to over-the-counter ear drops, though these should only be used after consultation with a healthcare provider. It is important never to insert anything into a child’s ear canal, including cotton swabs, as this can irritate the ear or push wax deeper into the canal.

Keeping the ears dry is particularly important if the infection involves the outer ear. After bathing or swimming, gently drying the ears with a towel and tilting the head to remove trapped water can help reduce the risk of future infections. Some pediatricians recommend using earplugs or custom-fitted swim molds for children who are prone to swimmer’s ear.

While alternative treatments such as garlic oil, herbal drops, or chiropractic adjustments are sometimes promoted online, there is limited scientific evidence supporting their effectiveness. Health organizations like the Mayo Clinic advise parents to speak with their child’s pediatrician before trying any complementary therapies.

When to call the doctor

Parents should seek medical care if their child experiences ear pain that lasts more than two days, has a fever higher than 102.2°F (39°C), or if there is fluid or pus draining from the ear. Any signs of hearing loss, balance issues, or repeated infections within a short period should also prompt medical evaluation. For infants under six months old, any signs of ear infection, including mild fever or fussiness, should be addressed promptly.

Ear infections, while common and often manageable, can be distressing for both children and caregivers. By understanding their causes, maintaining healthy habits, and knowing when and how to seek treatment, parents can play a vital role in protecting their children’s ear health. While many infections resolve without intervention, timely medical care and informed home support can ease symptoms, reduce the risk of complications, and help children return to health more quickly.

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Five Reasons to Renew Your Dental and Vision Benefits https://www.ameritas.com/insights/five-reasons-to-renew-your-dental-and-vision-benefits/ Mon, 07 Oct 2024 14:47:33 +0000 https://www.ameritas.com/?post_type=insights&p=50113

Five Reasons to Renew Your Dental and Vision Benefits

October 7, 2024 |read icon 4 min read
Man pushing his bike on a sidewalk in an urban area.

When it comes time to review your dental and vision benefits, you might question the value of renewing. Whether it’s the annual open enrollment period or you’re considering changes in your healthcare coverage, understanding the ongoing benefits of maintaining your dental and vision insurance is essential. Here’s why renewing your plan is a decision that can significantly enhance your health, financial well-being and quality of life.

Preventive care saves money

Dental and vision plans encourage preventive care. By covering routine check-ups, cleanings, and eye exams at low or no cost, these plans not only help maintain your health — they also reduce the likelihood of requiring expensive procedures in the future. Regular dental visits can catch issues such as cavities and gum disease early, while eye exams can detect signs of severe conditions like glaucoma and macular degeneration before they worsen.

Early detection of health issues

Many don’t realize that dental and vision check-ups can also serve as a frontline defense in spotting early signs of more serious health-related issues. For example, symptoms of many diseases, including diabetes and heart disease, can be detected through routine oral exams. Similarly, comprehensive eye exams can reveal vascular problems, high cholesterol, or even tumors. Keeping up with your benefits means keeping up with your overall health.

Enhancing quality of life

Maintaining optimal oral and visual health can significantly improve your quality of life. Healthy teeth and gums contribute to good overall health, nutritional habits, and increased confidence, while clear vision ensures you can drive, read, and manage daily tasks effectively. By renewing your dental and vision plan, you ensure ongoing access to services that help you live your life to the fullest.

Cost-effectiveness and peace of mind

A continuation of benefits can be more cost-effective than paying out of pocket for the same services. Many dental plans cover a substantial portion of dental care costs once a typically small deductible is met, and vision plans often include discounts on eyewear and contacts. Insurance can mean the difference between manageable and prohibitive costs for those requiring more significant procedures like orthodontics, crowns, or cataract surgery. And beyond the tangible benefits, having continuous dental and vision insurance provides peace of mind. Knowing that you and potentially your family are covered in case of unexpected dental issues or vision deterioration can reduce stress and allow you to enjoy a healthier lifestyle.

Leveraging employer benefits

Continuing your dental and vision insurance through your employer can be highly advantageous. Employer-sponsored plans often benefit from lower group rates, which can significantly reduce your monthly premiums. Additionally, these plans frequently allow for pre-tax deductions, which may lower your taxable income and increase your take-home pay. This can make maintaining essential dental and vision care more affordable and accessible, ensuring that you receive necessary treatments without straining your budget.

Renewing dental and vision benefits is not just about maintaining insurance — it’s about investing in your ongoing health and securing peace of mind. As you evaluate your health plan needs, consider these points to understand why renewing your benefits is a sound decision.

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Navigating Market Changes with Dental and Vision Employee Benefits https://www.ameritas.com/insights/navigating-market-changes-with-dental-and-vision-employee-benefits/ Thu, 11 Apr 2024 11:51:09 +0000 https://www.ameritas.com/?post_type=insights&p=46744

Navigating Market Changes with Dental and Vision Employee Benefits

April 11, 2024 |read icon 4 min read
A group of colleagues in an office gathered around a table looking at a laptop.

In an ever-evolving marketplace, employers are continuously seeking innovative strategies to remain competitive and adaptive. And as the workforce becomes increasingly conscious of work-life balance and personal well-being, offering comprehensive benefits that include dental and vision insurance has become more than a perk – it’s a powerful tool for businesses to navigate market changes.

Increasing employee retention

The Great Resignation has taught us the value employees place on benefits, and that benefits offered are often viewed as a reflection of how much a company values its team. By offering dental and vision benefits, employers signal their commitment to overall health and satisfaction of their workforce, which can significantly boost retention rates. Organizations that offer comprehensive benefits to employees have demonstrated reduced likelihood of turnover by 26% and increased retention by 14%.

Enhancing recruitment

In a competitive job market, standout benefits packages are key to attracting top talent. Dental and vision coverage can be the differentiator that makes an offer more appealing to prospective hires. Ultimately, companies that provide comprehensive insurance plans will lead the race in securing the best candidates.

Driving employee productivity

Undiagnosed vision issues and dental problems can lead to discomfort, absenteeism, and decreased productivity. By providing benefits that address these health concerns, employers can create a more focused and motivated workforce. A healthy work environment has shown to increase productivity by three times and drive workforce engagement by five times. Plus, employees with access to regular dental and vision check-ups are often healthier overall, reducing the incidence of related systemic health issues.

Supporting employee wellness

The pandemic has significantly altered perspectives on health and wellness. As we experience the post-pandemic world, employees are more aware of the importance of maintaining good health. Vision and dental benefits are a critical aspect of preventive health care, and by providing these, employers demonstrate their commitment to their employees’ long-term health and well-being.

Reducing long-term costs

Preventive care, including regular dental and vision check-ups, can reduce the risk of more serious and costly issues down the line. By investing in employee benefits that include dental and vision, companies can expect a decrease in overall health care expenditures, thanks to early detection and treatment of potential health concerns.

As we navigate the uncertainties and shifts in today’s market, dental and vision benefits are essential components of a thoughtful and future-facing employee benefits package. They are investments in the health of your employees and, by extension, the health of your business.

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4 Ways a Cold Can Affect Your Hearing https://www.ameritas.com/insights/can-a-cold-affect-your-hearing/ Mon, 13 Feb 2023 16:55:35 +0000 https://www.ameritas.com/?post_type=insights&p=32239

4 Ways a Cold Can Affect Your Hearing

February 13, 2023 |read icon 4 min read

4 Ways a Cold Can Affect Your Hearing Adults typically have at least two colds every year. Children often have more. Colds are caused by rhinoviruses disguised as invisible droplets in the air we breathe or on surfaces we touch. Scientists have discovered that there are more than 160 different types of rhinoviruses that can attack the immune system and make you sick.

Common cold symptoms include a sore throat, stuffy nose and swollen sinuses. But sometimes, a cold virus can cause fluid buildup in the middle ear, causing infection. This can block how sounds travel through the ear canal. Here are four things to know about how a cold can affect your hearing.

1. Ear congestion – You may notice clicking in your ear when you have a cold. Sometimes conversations and noises sound muffled. These are symptoms of congestion caused by fluid buildup in the middle ear. Congestion can lead to an ear infection from bacteria or a virus and cause temporary hearing loss.

The fluid, which may stay in the middle ear for weeks or even months, usually goes away independently. However, if the problem lingers, contact your doctor’s office. You may need a prescription to help the ear heal. Once the infection is gone, your hearing should return to normal.

2. Ear ringing – Tinnitus, or ringing in the ears, can begin or increase with a head cold or the flu. Typically, the ringing reduces when cold symptoms go away.

Medical professionals advise individuals with a cold to get plenty of rest, avoid vigorous exercise, drink lots of fluids and stay away from others to prevent the spread of germs. Several over-the-counter medications, such as decongestants, can help clear plugged ears and sinuses.

3. Serious illness
A cold usually lasts 7 to 10 days. Often people get colds in winter because cold air kills bacteria-fighting cells in the nose, lowering immune response.

However, a cold also can develop into a more severe illness. Contact your doctor if you experience any of these symptoms:

  • Coughing up large amounts of mucus
  • Shortness of breath
  • Frequent dizziness
  • Inability to keep down fluids or foods
  • Facial pain, throbbing headache, or a painful sore throat that interferes with swallowing
  • Unusual tiredness
  • Fever of 101 degrees or higher lasting more than one day
  • Chest or stomach pain
  • Swollen glands in the neck
  • Earache

4. Lasting symptoms
Fluid buildup in the ear that lasts more than a few weeks may put pressure on the hair cells in the ear, leading to injury and permanent hearing loss.

Long-term ear infections also can cause:

  • meningitis – infection in the fluid protecting the brain and spinal cord
  • labyrinthitis – infection in the ear that diminishes balance
  • facial paralysis – nerve damage that causes one or both sides of the face to sag

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5 Things Parents and Caregivers Should Know About Kids’ Hearing Problems https://www.ameritas.com/insights/hearing-loss-in-children-2/ Tue, 14 Jun 2022 13:02:00 +0000 https://www.ameritas.com/?post_type=insights&p=34419

5 Things Parents and Caregivers Should Know About Kids’ Hearing Problems

June 14, 2022 |read icon 5 min read

5 Things Parents and Caregivers Should Know About Kids’ Hearing Problems Good hearing is essential for kids to learn and be safe. If hearing problems develop and go undetected, kids may struggle to grow and adapt to the world around them. Many parents are concerned about their kids experiencing hearing loss. Review five things parents and caregivers should know about kids hearing problems.

1. Statistics

About two or three of every 1,000 babies born in the United States has abnormal hearing. Hearing loss can occur in one or both ears and can be mild, moderate or severe. Here are three things to know:

  • About 90% of deaf children are born to parents with normal hearing. Children are more likely to have hearing loss if the condition runs in the family. In addition, babies born early, preterm or prescribed antibiotics as infants are at higher risk for hearing problems.
  • Kids with normal hearing at birth may develop hearing loss later on. Nearly 15% of kids ages 6 to 19 suffer from temporary or permanent hearing loss.
  • Hospitals routinely conduct newborn hearing tests within 24 to 48 hours after a baby is born. This test can identify babies with moderate to profound hearing loss. If problems are identified, a second screening is conducted a few weeks later. Some kids who pass the initial test may develop mild hearing loss later in childhood. Research shows that kids with even mild hearing loss can struggle with language development and learning in school.

2. Causes

Hearing experts have identified several reasons for hearing loss in children. Here are three primary causes:

  • Genetics or medications – Researchers believe that family genetics cause over 50% of hearing loss that kids experience at birth or later in life. Some babies develop hearing problems during pregnancy if the mother has diabetes or preeclampsia. Hearing loss also can happen if the mom takes ototoxic medications or has a premature birth.
  • Ear infections – Children often have infections in the middle ear, called otitis media. It’s when the tubes connecting the nose to the middle ear are not fully developed. Fluids can develop behind the eardrum and block sounds. Sometimes the hearing loss is temporary as the problem resolves itself. But, if the problem occurs frequently and a severe infection develops, otitis media can create permanent hearing loss.
  • Injury or illness – Hearing loss in children may develop from head injuries, exposure to loud noises or illnesses. This includes measles, chickenpox, flu, meningitis or encephalitis. In addition, research indicates that exposure to second-hand smoke can contribute to hearing loss.

3. Symptoms

Parents should continually watch their kids for signs of hearing problems. Know these common symptoms of hearing loss in children:

  • Fails to respond to voices or loud noises.
  • Speaks differently than other kids of the same age, makes simple sounds that taper off, misunderstands questions, or says “what?” or “huh?” a lot.
  • Complains of ear pain, earaches, or pulls and rubs at the ear.
  • Turns up the volume on the TV or digital devices.
  • Sits close to the TV or computer screen or holds digital devices close to the face.
  • Struggles academically or doesn’t participate in class discussions.

4. Diagnosis

Every state now has an early hearing and detection program to screen for hearing loss in children. So all children are screened as infants. There’s also support for families of kids with hearing loss. Parents who detect signs of hearing loss in their kids should ask their doctor about options for hearing tests and treatment.

5. Treatment

Identifying and treating hearing problems at a young age can help kids develop normal speech and language skills. Depending on the type and severity of the hearing loss, there are six common treatment options:

  • Prescription medication
  • Surgery
  • Cochlear implants
  • Speech therapy
  • Use of assistive learning devices in school classrooms
  • Hearing aids

Many children find help for hearing problems with hearing aids. Kids’ hearing aids are similar in design to adult hearing aids, but they are smaller and more durable. They are designed without allergens or harmful chemicals and come in several colors. Hearing aids can be fitted on babies when only a few months old. As they develop, kids will need regular hearing exams and new hearing aids to fit their changing hearing needs.

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Understanding Tinnitus or Ringing in the Ears https://www.ameritas.com/insights/6-ways-reduce-tinnitus-ringing-ears/ Mon, 25 Jan 2021 23:19:00 +0000 https://www.ameritas.com/newsroom/insights/6-ways-reduce-tinnitus-ringing-ears/

Understanding Tinnitus or Ringing in the Ears

January 25, 2021 |read icon 5 min read

Understanding Tinnitus or Ringing in the Ears Medical professionals describe tinnitus as a perception of noise in one or both ears, despite no external sound. Currently, there are no cures or prescription drugs available to treat it. But researchers have identified six ways to reduce tinnitus or ringing in the ears.

Impact
Over 50 million Americans suffer from ringing in the ears, known as tinnitus. Nearly 20 million people have chronic tinnitus, and about 2 million have an extreme or debilitating form of the condition. It’s safe to say that tinnitus has become a common health problem.

Hearing experts encourage people to protect their hearing by not listening to headphones or earbuds too loudly. In addition, wear hearing protection in all loud situations. Carry one or two pairs of inexpensive earplugs in your vehicle or purse. They’ll muffle loud sounds that can lead to hearing loss.

Causes
Medical experts believe there are many causes of tinnitus. Here are eight common reasons:

1. Loudness
Exposure to an explosion or loud sounds over time, such as music concerts or sporting events, can cause ear ringing.

2. Excessive earwax
A buildup of earwax can muffle hearing and cause ringing in the ears.

3. Aging
Adults often notice decreased hearing as they age, including tinnitus.

4. Ear infections
During a cold or the flu, nasal passages can swell, increasing ear and sinus pressure, and impairing hearing.

5. Medications
Antibiotics, antidepressants, diuretics, aspirin and anti-inflammatory or cancer drugs can cause temporary ringing in the ears.

6. Jaw problems
Ear pain or experiencing popping sounds when chewing food may indicate jaw misalignment, such as TMJ (temporomandibular joint), and cause tinnitus.

7. Blood pressure
Stress, alcohol, caffeine or hardening of the arteries can increase blood pressure, making the blood pump harder through the veins. In the blood vessels near the ears, increased blood pressure may create ringing in the ears.

8. Medical issues
Lyme disease, fibromyalgia and Meniere’s disease can create side effects that cause tinnitus.

Treatment
For years, researchers have studied tinnitus to understand how it creates the sensation of ringing in the ears It’s a condition that affects about 32% of Americans. Currently, medical experts have identified seven treatment options:

1. Magnesium
Scientists at the University of Leicester found eating foods high in magnesium, such as dark leafy greens, nuts, seeds, bananas, avocados and dark chocolate, helps control the ringing sound.

2. Acupuncture
This medical practice can stimulate areas of the brain where ringing in the ears initiates.

3. Minerals and vitamins
Scientists believe tinnitus may be linked to a deficiency in zinc and vitamin B12. One study showed that taking ginkgo extract and melatonin provided relief from tinnitus.

4. Black coffee
Researchers found that women who drank large amounts of caffeinated coffee reported lower incidences of tinnitus. They believe that caffeine stimulates the central nervous system and reduces tinnitus risk. However, too much caffeine also can increase blood pressure.

5. De-stress
Activities that lower stress, such as behavioral therapy and hypnosis, can help people decrease ringing in the ears. Other ways to alleviate symptoms include exercise, meditation, laughter and relaxation.

6. Sound therapy
Researchers have discovered that introducing other sounds can help take your mind off of the ringing in your ears.

7. Electrical stimulation
Scientists identified a treatment option that applies an electrical pulse to the individual’s head or neck while making a sound associated with tinnitus. Initial results show that this treatment option alleviates the annoying ringing sound.

Prevention
Many people use earbuds to listen to music or podcasts. They often turn up the volume to block out sounds around them. However, prolonged use of earbuds at a high volume can lead to hearing damage, including ringing in the ears.

Help prevent tinnitus by:

  • Using quality ear protection every time you are near loud noises, such as a running lawnmower or chainsaw. This includes loud machinery, race cars and airplanes as well.
  • Wearing noise-canceling earbuds or headphones when listening to music or any kind of audio.
  • Keeping the volume level at 85 decibels or lower. If listening at a higher level, such as 100 decibels, take a break every 15 minutes to give the ears a rest. Never listen to any sound at full volume.
  • Taking time each day to thoroughly relax. This can help, because tinnitus usually accompanies chronic anxiety and stress.

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Hearing Loss: A Long-Term Side Effect of Opioid Use https://www.ameritas.com/insights/drugs-cause-hearing-loss/ Fri, 15 Jan 2021 21:05:00 +0000 https://www.ameritas.com/?post_type=insights&p=32349

Hearing Loss: A Long-Term Side Effect of Opioid Use

January 15, 2021 |read icon 5 min read

Hearing Loss - A Long-Term Side Effect of Opioid Use Hearing loss often is considered a normal side effect of aging. But research shows that hearing loss also may occur with long-term use of opioids. It also can happen with other prescription medications or over-the-counter drugs. It’s a troubling issue that is rarely discussed or listed on drug labels. Here’s what you need to know about why hearing loss can be a long-term side effect of opioid and drug use.

Many drugs cause hearing loss

The American-Speech-Language-Hearing Association estimates there are over 200 known medications that are considered ototoxic. This means they can harm hearing or cause balance issues. Opioids, and many other popular prescriptions and over-the-counter drugs, are on the list.

1. Painkillers

Opioids like hydrocodone or oxycodone with acetaminophen are powerful painkillers. If taken in excess, or for an extended period of time, these painkillers can harm the body including the ears. Side effects, such as full or partial hearing loss, or ringing in the ears, known as tinnitus, are common side effects. Long-term use of opioids can affect your teeth and gums as well. Opioids also cause constipation.

2. Acetaminophen, ibuprofen

Women who take acetaminophen or ibuprofen two or more days a week have higher incidences of hearing loss. So the risk of hearing loss does increase with long-term use. This includes naproxen as well.

3. Aminoglycoside antibiotics

For years, doctors routinely treated ear infections with aminoglycoside antibiotic drops like neomycin. After discovering that these drops can cause hearing loss, doctors now use newer prescription drugs that won’t damage hearing. Even though aminoglycoside antibiotics have the side effect of hearing loss, they still are prescribed. They are used to treat meningitis and bacterial infections outside the ear that are resistant to other antibiotics.

4. Aspirin

Studies show that men who take aspirin two or more days a week are at higher risk for hearing loss. But hearing may improve when stopping long-term use. However, taking a daily low-dose aspirin as prescribed by the doctor is fine.

5. Chemotherapy drugs

Some chemo drugs, such as cisplatin and carboplatin, are effective in killing cancer, but also can cause hearing loss. Depending on the type of cancer, doctors may be able to reduce this side effect by decreasing the dose or treatment duration. Or, there could be other drug options that are less likely to damage hearing.

6. Erectile dysfunction medications

Some of these drugs, such as Cialis and Viagra, may cause sudden hearing loss, typically in one ear.

Why hearing loss occurs

Hearing is a relatively complex process that relies on sensory hair cells in the inner ear. These hair cells interpret sound waves into nerve signals that go to the brain. Learn more about how your brain’s motor system interprets sounds.

Medical experts believe ototoxic drugs affect blood circulation throughout the body including the ears. The loss of blood circulation can damage the ear’s hair cells and cause temporary or permanent hearing loss.

Seek medical assistance

Ototoxic medications, including opioids for pain, sometimes are the best treatment option. So, if you notice any hearing changes while using these drugs, contact your physician.

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