Dental and vision benefits promise coverage for important checkups and procedures. But these offerings support more than just teeth and eyes. That’s because dental and vision care both support overall health. A more comprehensive benefits package helps keep your workers in the habit of preventive care, which saves money for them and your company. Dental and vision benefits are cost-efficient, valuable and relevant to employees at every life stage.

In this whitepaper, we explore the importance of benefits, highlighting dental and vision as top choices for compensation packages to protect your business.

Read this white paper to find out how to get started.

Coconut oil benefits have long been celebrated in traditional healing systems, where the coconut palm is known as the “tree of life.” Rooted in a holistic approach and embraced by many in the world of alternative medicine, coconut oil is gaining renewed attention as modern science begins to explore its potential for oral, ear, and eye health. In this article, we will discuss available insights while distinguishing promising uses from passing trends and focus solely on oral, ear, and eye applications. These are areas where coconut oil is commonly used despite limited scientific evidence. While traditionally embraced in holistic care, its broader health benefits remain inconclusive in scientific research.

Coconut oil and oral care

For centuries, Ayurvedic practitioners have promoted oil pulling, a practice of swishing edible oil through the mouth to cleanse and strengthen the oral cavity. Coconut oil has emerged as one of the most popular choices due to its taste and health effects.

Research suggests that oil pulling with coconut oil may reduce the number of bacteria in saliva. For example, a study noted that while the overall evidence remains limited, coconut oil pulling may support gum health and reduce gingivitis. However, the quality of available studies is modest and more long-term clinical trials are needed. In a separate clinical trial involving adults with gum disease, coconut oil was found to reduce harmful bacteria and lower inflammation markers in the mouth, offering early evidence that it may help ease oral inflammation.

Leading dental organizations remain cautious. The American Dental Association states that no strong evidence supports oil pulling as an effective way to reduce cavities, whiten teeth, or improve overall oral health. They emphasize that regular brushing with fluoride toothpaste and daily flossing remain the gold standard for oral care.

The University of Colorado School of Dental Medicine notes that coconut oil may help form a protective barrier on teeth that can potentially decrease the ability for bacteria to adhere to the teeth. Also, it contains lauric acid, which has documented antimicrobial and antibacterial effects. Still, they stress that oil pulling should not be viewed as a replacement for dental visits or prescribed treatments.

While current evidence may suggest that oil pulling with coconut oil shows some promise, particularly in reducing bacteria, plaque, and inflammation, research remains inconclusive. Oil pulling may be considered a gentle, low-risk practice, but it should only be used as a supplement to proven oral hygiene methods like brushing, flossing, and regular dental checkups.

Easing earwax buildup and ear health

Earwax, also called cerumen, plays an essential role in keeping ears clean. It helps trap dust and debris while moisturizing the ear canal. Sometimes, earwax builds up and becomes impacted, causing discomfort, muffled hearing, or temporary hearing loss.

While coconut oil is not always listed alongside more conventional softeners, some alternative health professionals do mention it as a gentle oil-based option, that can soften wax, and it is typically well-tolerated in people without ear injuries or infections.

Experts advise avoiding cerumen softening in infants and toddlers under three years old unless under medical guidance. The American Academy of Otolaryngology further cautions that irrigation should not be used in individuals with a perforated eardrum or active ear infections due to the risk of complications.

Ultimately, coconut oil may help gently soften earwax for some individuals as part of home care. However, if there is significant blockage, discomfort, or any sign of infection, it’s best to consult a medical provider. Ear health is delicate, and a cautious approach ensures that care remains safe and effective.

Exploring natural support for dry eyes

Dry eye syndrome occurs when the eyes don’t produce enough tears or when tears evaporate too quickly, resulting in gritty, red, or irritated eyes. In a small randomized clinical trial, researchers found that soft contact lenses pre-soaked in virgin coconut oil significantly improved tear-film stability and reduced corneal staining after just 15 minutes of wear. Coconut oil was still detectable in the tear film at that point.

However, the study did not show an increase in overall tear production, and the approach remains experimental. It also didn’t evaluate long-term safety, visual clarity, or the effects of applying coconut oil directly to the eye. While coconut oil is often promoted online as a natural remedy for dry eyes, current clinical evidence supporting its effectiveness remains limited.

Balancing tradition with modern care

Coconut oil is widely used in home remedies and alternative care, particularly for oral, ear, and eye health, but scientific evidence supporting these uses remains limited. While oil pulling may help reduce oral bacteria, it should not replace standard dental hygiene. Some people turn to coconut oil for personal care routines, but its broader health claims, such as for ear or eye health, are not well supported by research. For any targeted use, it’s best to proceed cautiously and consult a healthcare professional.

Each cigarette smoked may gradually affect your vision, even if the changes aren’t noticeable right away. The connection between smoking and eye health can be both immediate and long-term. Toxins in cigarette smoke damage the eyes at a cellular level, leading to conditions like dry eyes, cataracts, and age-related macular degeneration — some of the most common eye diseases that cause blindness. While the effects might not be obvious at first, they build over time, threatening both vision quality and overall eye function.

Even occasional smoking may cause cumulative harm. The body has mechanisms to repair minor damage, but regular tobacco use overwhelms these systems. That’s why smokers experience accelerated aging, not only of their skin and lungs but also of their eyes.

The link between smoking and eye disease

Scientific studies consistently show that smoking is a major risk factor for several vision-threatening conditions. One of the most serious is age-related macular degeneration (AMD), the leading cause of vision loss in Americans over age 50. The macula, a tiny area at the center of the retina, helps you see fine details. Smoking can increase the risk of developing AMD by up to four times and can lead to earlier onset and faster progression of the disease.

Another common condition is cataracts, which cause the lens of the eye to become cloudy. Cataracts blur vision and may create glare or halos around lights. While cataracts are a normal part of aging, smokers are twice as likely to develop them, and they often occur earlier in life. The harmful chemicals in smoke directly alter the proteins in the eye’s lens, leading to opacity.

Glaucoma is another sight-stealing disease. It involves damage to the optic nerve, usually from elevated pressure inside the eye. Smoking increases the risk of glaucoma indirectly by raising blood pressure and impairing circulation, both of which reduce oxygen flow to the optic nerve.

Smokers with diabetes face an even more serious threat: diabetic retinopathy. This condition damages the blood vessels in the retina, which can leak or become blocked. Nicotine and carbon monoxide further constrict these vessels, speeding up the progression of vision loss in diabetic individuals.

Everyday symptoms that shouldn’t be ignored

Not all signs of eye damage are dramatic. The early symptoms of smoking-related eye issues are often subtle. Smokers may notice that their eyes feel irritated, dry, or gritty more often than usual. This condition, known as dry eye syndrome, may result from smoke exposure, which decreases the quality and quantity of tears. Dry eyes can make reading, computer work, and driving uncomfortable.

Some smokers can also experience diminished color perception. This may manifest as dull or washed-out colors or trouble distinguishing shades, especially reds and greens. The cause is believed to be changes in retinal cells and reduced blood flow to the optic nerve, although the exact mechanisms are still under investigation.

In advanced cases, smokers may experience symptoms like blurred vision, distorted central vision, seeing halos or even partial vision loss. Unfortunately, by the time such signs develop, the underlying damage is often irreversible.

How smoking changes the eyes at a cellular level

Inside the eye, a series of highly coordinated systems work together to maintain vision. Tobacco smoke can disrupt these systems in multiple ways. It introduces toxins such as formaldehyde, arsenic, and cadmium, which harm the cells of the retina and lens. It may also trigger chronic inflammation that leads to cellular breakdown and scarring.

One key process affected by smoking is angiogenesis or the formation of new blood vessels. In diseases like AMD, this process runs out of control, creating weak and leaky vessels that damage surrounding tissues. Smoking makes abnormal angiogenesis more likely, especially in people already predisposed to retinal disease.

Oxidative stress caused by smoking may also weaken the protective layers of the eye, particularly the retinal pigment epithelium (RPE), which supports photoreceptor cells. Once the RPE deteriorates, photoreceptors can die, and permanent vision loss may follow.

Secondhand smoke isn’t harmless

Even those who don’t smoke can be affected if they’re regularly exposed to secondhand smoke. Children are especially vulnerable. Studies have shown that children living in households with smokers are more likely to suffer from eye irritation, dry eyes, and allergies. Over time, exposure can even contribute to long-term eye health problems by promoting inflammation and reducing tear stability.

Non-smoking adults who live or work in smoky environments may also experience eye discomfort and a higher risk of ocular disease. The fine particles and gases in tobacco smoke can linger in indoor air, making prolonged exposure difficult to avoid.

What happens to your eyes after you quit smoking

The damage caused by smoking can be significant, but the human body has a remarkable ability to heal. Quitting smoking can slow or even halt the progression of many smoking-related eye conditions. According to the Centers for Disease Control and Prevention (CDC), those who quit reduce their risk of developing AMD, cataracts, and other eye diseases compared to those who continue to smoke.

For example, former smokers have a lower rate of progression in AMD than current smokers and the benefits of quitting increase with time. In cataract risk, the odds begin to drop just a few years after quitting. And for dry eyes, symptoms often improve within weeks once exposure to smoke ends. It’s never too late to make a difference. Whether someone has been smoking for a year or a decade, quitting can improve circulation, reduce inflammation, and give the eyes a better chance of staying healthy.

Next steps after quitting

Quitting smoking is one of the most important things you can do for your vision, but it’s only the beginning. To continue protecting your eyes, make comprehensive eye care a priority.

Schedule regular eye exams, especially if you’re over 40 or have health conditions like diabetes or high blood pressure. These checkups allow your eye doctor to detect early signs of damage, even before symptoms appear.

Support your recovery through good nutrition. Diets rich in antioxidants, lutein, zinc, and omega-3s can help strengthen the eyes and reduce inflammation. Leafy greens, berries, nuts, and fatty fish like salmon are all great choices.

Finally, protect your eyes from everyday stressors. Wearing sunglasses that block 100% of UVA and UVB rays, taking breaks from screens to reduce digital eye strain, and managing chronic health conditions can help lower your overall risk of vision problems.

Together, these habits can help you build a strong foundation for healthy eyes today and in the years to come.

Living with diabetes means navigating a complex landscape of health decisions, many of which extend far beyond blood sugar readings. One of the most important connections to understand is the link between diabetes and vision loss, a risk that can be often overlooked. Diabetic eye disease, including conditions such as diabetic retinopathy, is a serious concern that can lead to permanent damage if not addressed early. Effective diabetes management plays a critical role in protecting eye health and reducing the risk of vision loss. For millions of individuals, maintaining clear sight isn’t just about eye care; it’s an essential part of living well with diabetes.

The impact of blood sugar on vision

The connection between the eyes and diabetes lies largely in the impact of elevated blood glucose levels on blood vessels throughout the body, particularly the delicate network within the eyes. The retina, the thin layer of tissue at the back of the eye responsible for capturing light and sending images to the brain, is especially vulnerable to these changes. When glucose remains elevated for long periods, it can alter the integrity of blood vessels in the retina, leading to leakage, swelling, and the growth of abnormal new vessels. These developments are not only disruptive to vision; they can be dangerous.

A common early symptom

One of the earliest signs of changes in eye health due to diabetes is blurred vision. This can happen quickly and often catches people off guard. Temporary spikes in blood sugar can cause the lens of the eye to swell, which distorts focus. When blood sugar stabilizes, vision typically returns to normal. But this temporary blurriness should not be dismissed as a minor inconvenience. Instead, it can be an early indicator of more complex issues taking root in the eye.

Understanding diabetic retinopathy

The most recognized and serious of these issues is diabetic retinopathy. According to the Center for Disease Control and Prevention (CDC), diabetic retinopathy affects nearly one-third of adults over 40 who have diabetes and is the leading cause of blindness among working-age Americans. This condition evolves in stages, beginning with mild abnormalities in retinal blood vessels and potentially advancing to the point where abnormal new vessels form and bleed into the vitreous — the clear gel that fills the eye.

The initial stage of diabetic retinopathy, known as non-proliferative diabetic retinopathy (NPDR), involves microaneurysms, which are small bulges in blood vessels of the retina that can leak fluid. As NPDR progresses, more vessels become blocked, and areas of the retina may begin to lose their blood supply. When the condition reaches the proliferative stage, the body attempts to compensate by growing new blood vessels. However, these vessels are weak and prone to breaking, which can cause bleeding, scar tissue, and even retinal detachment — a medical emergency that can result in permanent vision loss if not treated promptly.

A serious complication

Another serious concern for individuals with diabetes is diabetic macular edema (DME), a complication of diabetic retinopathy that affects the macula. This is the part of the retina responsible for central vision. When fluid accumulates in this area, it can cause the macula to swell, distorting vision and reducing sharpness. The National Eye Institute estimates that about half of people with diabetic retinopathy will develop DME. Because the macula plays a critical role in reading, driving, and recognizing faces, any compromise to its function can significantly impact daily life.

Additional risks

In addition to retinopathy and macular edema, people with diabetes face increased susceptibility to glaucoma and cataracts. Glaucoma is a group of eye conditions that damage the optic nerve, usually due to elevated pressure inside the eye. The American Academy of Ophthalmology notes that individuals with diabetes are twice as likely to develop glaucoma compared to those without diabetes. Over time, the damage caused by glaucoma can lead to blind spots in the field of vision and, ultimately, complete vision loss if not managed appropriately.

Cataracts, too, appear more frequently and at a younger age in individuals with diabetes. This condition occurs when the eye’s natural lens becomes cloudy, leading to faded colors, blurred vision, and sensitivity to light. While cataracts can be treated with surgery, their early onset in people with diabetes underscores the broader challenges of maintaining eye health in the presence of long-term metabolic changes.

The silent progression of diabetic eye conditions

What makes these eye conditions especially concerning is that many of them develop without obvious symptoms in the early stages. By the time changes in vision become noticeable, the disease may already be advanced. For this reason, consistent oversight by an eye care professional is an essential part of comprehensive diabetes management. Regular dilated eye exams allow for the identification of subtle changes in the retina and optic nerve, even before symptoms are present.

Lifestyle and medical support for eye health

But medical monitoring alone is not enough. The everyday choices made by individuals living with diabetes carry substantial weight in supporting ocular health. Managing blood glucose, blood pressure, and cholesterol levels can help maintain the health of blood vessels throughout the body, including those in the eyes. According to the National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK), keeping A1C levels within a healthy range can reduce the likelihood of vision complications. Similarly, avoiding tobacco products and engaging in physical activity can enhance circulation and overall vascular function.

Treatment advances

Advancements in treatment options offer additional support. Anti-VEGF (vascular endothelial growth factor) therapies have been considered as an option in the treatment of diabetic eye disease. These medications are injected directly into the eye to block the growth of abnormal blood vessels and reduce fluid leakage. For many patients with DME or advanced retinopathy, anti-VEGF treatments can stabilize or even improve vision. In some cases, laser surgery may also be recommended to seal leaking vessels or shrink abnormal ones.

For more complex situations, vitrectomy surgery may be needed. This procedure involves removing the vitreous gel, especially when it has become clouded with blood due to retinal bleeding. It also allows for the removal of scar tissue that can tug on the retina and lead to detachment. Though more invasive, these procedures have given many people the chance to recover part of their vision or halt further decline.

Why awareness matters

Still, the most powerful tools available are awareness and education. Understanding the signs, knowing the risks, and maintaining regular contact with both medical and eye care professionals creates a framework for long-term ocular wellness. The connection between diabetes and vision is not just a medical matter; it’s a matter of lifestyle, engagement, and vigilance.

A clearer future through proactive care

Vision changes caused by diabetes serve as a clear example of how closely the body’s systems work together. The eyes offer a window into overall health, often reflecting systemic changes before other symptoms appear. A subtle change in vision might reveal more than a need for new glasses; it could signal the need for closer attention to glucose levels, blood pressure, or overall care routines.

Diabetes is a condition that requires consistency, insight, and dedication. While its impact on eye health can be serious, regular check-ins with a vision provider, alongside mindful self-care, offer individuals a chance to preserve the clarity of their sight and, by extension, the quality of their lives.

The retina is a delicate layer of tissue at the back of the eye that converts light into electrical signals for the brain. When this vital part of the eye becomes damaged — due to injury, illness, or chronic health conditions — the result can be vision loss or even blindness. Unlike specific conditions like macular degeneration or retinal detachment, “retina damage” is a broad term that covers a range of issues, from gradual diseases to sudden trauma. Early detection is key to protecting your vision. In this post, we’ll explore the most common causes, symptoms, and treatment options to help you stay informed and proactive about your eye health.

Common causes of retinal damage

Retinal damage may result from several factors, including infections, trauma, and chronic diseases. Infections such as uveitis, an inflammation of the uvea, and cytomegalovirus (CMV) retinitis, which often affects those with weakened immune systems, can impact retinal health. In some cases, the body’s immune response to infections may contribute to retinal complications.

Physical trauma is another major cause. A direct blow to the eye from an accident, sports injury, or even complications from surgery can lead to retinal tears, hemorrhaging, or detachment. Some injuries may cause microscopic damage that goes unnoticed at first, only to worsen over time, eventually affecting vision.

Beyond infections and trauma, conditions such as diabetes and high blood pressure may pose a threat to the retina. Diabetic retinopathy, for example, is a condition that can develop in people with diabetes when high blood sugar levels affect the small blood vessels in the retina, which in turn may lead to leakage, swelling, or abnormal vessel growth. Similarly, uncontrolled hypertension can strain the retinal blood vessels, reducing blood flow and causing vision disturbances.

Even certain medications may contribute to retinal damage. Drugs like hydroxychloroquine (Plaquenil), used for autoimmune diseases, and long-term steroid use have been linked to retinal toxicity, causing gradual but irreversible vision loss. For those requiring these medications, routine eye exams are essential to monitor any early signs of damage.

Age and genetics can also play a role in retinal health. Age-related macular degeneration (AMD), a leading cause of blindness in older adults, slowly deteriorates the central portion of the retina, affecting the ability to see fine details and colors. Meanwhile, inherited conditions such as retinitis pigmentosa can cause progressive degeneration, often beginning with difficulty seeing in dim light before advancing to significant vision loss.

Recognizing the signs of retinal damage

Early detection of retinal changes may help guide treatment options and improve management. One of the most common warning signs is distorted or blurry vision, where straight lines appear wavy and objects seem out of focus. Many individuals also experience floaters — tiny specks that drift across their field of vision — or sudden flashes of light, which may indicate a retinal tear or detachment.

As the damage progresses, vision loss may become more apparent. Some may notice a gradual narrowing of their field of vision, often described as tunnel vision, while others may develop blind spots that interfere with daily activities. In more severe cases, a dark shadow or “curtain” may seem to descend over part of their vision, signaling an urgent need for medical attention. Another telltale sign of retinal issues is difficulty seeing in low light, making it harder to adjust between bright and dark environments.

How retinal damage is diagnosed

A thorough eye exam by an ophthalmologist is essential for diagnosing retinal damage. Doctors often use fundoscopy, also known as ophthalmoscopy, to inspect the retina with a specialized lens. For a more detailed view, optical coherence tomography (OCT) can provide high-resolution cross-sectional images of the retina, allowing specialists to detect abnormalities that may not be visible during a standard exam.

If blood vessel abnormalities are suspected, fluorescein angiography can be performed. This test involves injecting a fluorescent dye into the bloodstream, which highlights circulation in the retina and reveals any leaking or damaged vessels. These diagnostic tools help identify retinal problems early, allowing for timely intervention.

How to protect and treat your retina

The approach to treating retinal damage depends on its cause and severity. While treatment options exist, preventive care remains the most effective strategy for protecting retinal health. For conditions like diabetic retinopathy and uveitis, medical treatments such as anti-inflammatory medications, steroid injections, and laser therapy may be prescribed to help slow disease progression. If retinal damage results from medication toxicity, your doctor may suggest adjusting or discontinuing the drug to help avoid further deterioration.

In more advanced cases, surgical procedures may be necessary. A vitrectomy, which involves removing the eye’s vitreous gel to access and repair the retina, is often performed for severe retinal conditions. Laser photocoagulation, a treatment that seals leaking blood vessels, can also be effective in reducing the risk of further damage.

Wearing protective eyewear during high-risk activities can help avoid trauma-related damage, while managing chronic conditions with your doctor, like diabetes and hypertension, can significantly reduce the risk of retinal complications. Lifestyle choices also play a role — smoking, for instance, has been linked to an increased risk of retinal diseases, making smoking cessation an important preventive measure.

Most importantly, regular eye exams are crucial in detecting retinal issues before they become severe. Even those with no current vision problems should include comprehensive eye exams in their healthcare routine, particularly if they have risk factors such as diabetes, hypertension, or a family history of retinal disease.

While retinal damage can arise from various causes, recognizing the symptoms early on and seeking medical attention promptly can help protect your vision. Routine eye exams are a key part of identifying retinal issues in their early stages, ensuring timely intervention and better long-term outcomes.

Shopping for eyeglasses online has revolutionized how people access vision care. Instead of making an appointment and visiting retail stores, you can browse thousands of frames, compare prices, and order prescription lenses — all from the comfort of your home. Plus, vision benefits can offer additional discounts and savings when purchasing from trusted online retailers.

As online shopping for eyewear becomes more popular, it’s important to know what to expect. This guide will walk you through the process — including how to maximize your vision benefits, what to look for in a retailer, and how to ensure you get the perfect pair of specs.

Step-by-step guide to buying eyeglasses online

Purchasing eyeglasses online is simple when you follow these steps:

1. Get your prescription: Ensure you have an up-to-date prescription, including your PD measurement.
2. Choose a trusted retailer: Select an in-network retailer to maximize your savings.
3. Pick the right frames: Some online retailers have virtual try-on tools to help you find a frame style that suits you.
4. Select your lenses: Choose lens enhancements based on your lifestyle, such as blue light protection, photochromic (transition) lenses, or scratch-resistant coatings.
5. Apply your benefits and discounts: If purchasing through an in-network provider, your vision benefits will be automatically applied at checkout.
6. Review and place your order: Double-check your prescription details, frame measurements, and lens choices before completing your purchase.
7. Understand return policies: Read the retailer’s return and exchange policy in case adjustments are needed after receiving your glasses.

Why buy eyeglasses online?

Shopping for eyeglasses online offers unmatched convenience, allowing you to browse and purchase frames anytime, anywhere, without the need for appointments. Online retailers often provide significant cost saving, with competitive pricing, frequent promotions, and discount programs that make eyewear more affordable. Additionally, Ameritas vision benefits help reduce costs by applying discounts and allowances directly to your purchase.

Another advantage is the wider selection available online compared to physical stores. With thousands of styles, including classic, trendy, and designer frames, you can easily find options that match your personal style and budget. Many retailers also offer virtual try-on tools, allowing you to see how different frames will look on your face before making a purchase. These features help ensure you select eyewear that fits comfortably and complements your features. One of the biggest advantages of purchasing glasses online is the ability to shop anytime, anywhere. Whether you need a new pair of glasses or just want to browse the latest styles, online stores allow you to do so without the hassle of making an appointment.

Understanding your prescription

Deciphering your eyeglass prescription can be challenging due to various abbreviations and numbers. Here’s a breakdown of key terms:

• OD (Oculus Dexter): Right eye
• OS (Oculus Sinister): Left eye
• Sphere (SPH): Lens power for nearsightedness or farsightedness
• Negative numbers: Nearsightedness (myopia)
• Positive numbers: Farsightedness (hyperopia)
• Cylinder (CYL): Lens power for astigmatism correction
• Axis: Orientation of astigmatism correction (0 to 180 degrees)
• Add: Additional magnifying power for multifocal lenses
• Prism: Prismatic power for eye alignment correction
• Pupillary Distance (PD): Distance between pupils for proper lens alignment

Tips for using benefits online

If you have an Ameritas vision plan, you can easily apply your benefits when purchasing eyewear online. Ameritas members have access to two of the nation’s leading vision networks: VSP and EyeMed.

If you have an Ameritas vision plan through VSP, you can use your benefits when shopping at Eyeconic.com. Discounts and allowances will be automatically applied at checkout, helping you save on frames and lenses.

If you have an Ameritas vision plan through EyeMed, you can use your benefits at several well-known online retailers, including ContactsDirect.com, Glasses.com, LensCrafters.com, Ray-Ban.com, and TargetOptical.com.

By shopping through an in-network provider, you can maximize your savings by applying your vision benefits directly to your purchase, reducing out-of-pocket expenses, and gaining access to additional discounts on frames, lenses, and enhancements.

Maximizing your vision plan savings

Ameritas vision plans offer discounts to help you save even more. Both the VSP and EyeMed vision networks offer various discounts on eyewear and related services. For those enrolled in the VSP network, members can receive discounts on frames that exceed the retail allowance, as well as additional prescription glasses and non-prescription sunglasses. There can also be savings on lens enhancements, including coatings for anti-glare and scratch resistance, and discounted rates for LASIK procedures at participating locations.

Similarly, the EyeMed network provides discounts on frames that surpass the retail allowance and offers savings on additional prescription glasses, non-prescription sunglasses, and LASIK procedures. Both networks aim to make eyewear and vision care more affordable for their members. Taking advantage of these discounts allows you to affordably upgrade your glasses with premium lenses or purchase an extra pair for different occasions.

What if you buy out-of-network?

Ameritas vision plans give you flexibility, so you can still use your benefits even if you choose an out-of-network retailer. However, the process differs from in-network purchases. When buying out-of-network, you must pay the full price upfront. After making your purchase, you will need to submit a reimbursement claim along with an itemized receipt. Once your claim is processed, you will receive a refund based on your plan’s out-of-network benefits.

While this option allows for greater freedom in choosing a retailer, you will typically save more by purchasing from an in-network provider, where your benefits are applied directly at checkout.

Common mistakes to avoid when buying glasses online

When purchasing eyewear online, avoiding common mistakes is important to ensure a smooth experience. First, double-check your prescription details before ordering, as even a small error can lead to discomfort or blurry vision. You might want to get an eye exam first if your prescription is not current. Most eye doctors recommend getting a comprehensive eye exam every one or two years.

Pay attention to frame measurements and compare them to your current glasses to ensure a comfortable fit. Many buyers overlook lens enhancements, such as anti-glare coatings or blue light filters, which can significantly improve vision and eye comfort. Additionally, always review the retailer’s return and exchange policies before purchasing, so you understand your options in case adjustments are needed.

Buying eyeglasses online is an easy, affordable way to update your eyewear while maximizing your vision benefits. By choosing in-network retailers, you can apply your benefits directly, save money on frames and lenses, and enjoy additional discounts on upgrades. Whether you need prescription glasses, sunglasses, or specialty lenses, online shopping offers convenience and savings without compromising quality.

Explore our resources for additional tips and information on making the most of your vision benefits.

Pregnancy is an exciting and transformative time, but it also comes with many unexpected changes — including possible shifts in vision. While most people are prepared for common pregnancy symptoms like morning sickness and fatigue, many do not realize that hormonal fluctuations, fluid retention, and changes in blood circulation can also affect eye health. About 15% of women experience changes in vision like blurry vision, dry eyes, or increased sensitivity to light, while others may notice more serious concerns linked to conditions like preeclampsia or gestational diabetes.

The good news is most pregnancy-related vision changes are temporary and resolve after childbirth or once hormone levels stabilize. However, understanding what’s normal — and when to seek medical attention — is key to protecting your eye health during and after pregnancy. In this guide, we’ll explore the most common vision changes expectant mothers may face, how breastfeeding can impact eyesight, and practical ways to maintain clear, healthy vision throughout this journey.

Common vision changes during pregnancy

Blurry vision during pregnancy is one of the most frequently reported vision changes. Increased fluid retention can alter the curvature of the cornea, making it difficult for some pregnant women to see clearly. This may cause their glasses or contact lens prescriptions to feel off, though the changes typically resolve after childbirth. If blurred vision persists postpartum, an eye exam may be necessary.

Another common issue is dry eyes. Hormonal fluctuations can reduce tear production, leading to dryness, irritation, and discomfort, especially for contact lens wearers. Using preservative-free artificial tears can help alleviate these symptoms.

Some women also experience increased light sensitivity, which can cause discomfort, especially in bright environments. Wearing UV-protective sunglasses can help manage this sensitivity. Additionally, pregnancy can lead to changes in intraocular pressure (IOP). In some cases, IOP decreases, which may temporarily improve vision for women with glaucoma. However, pregnant women with pre-existing glaucoma should consult their eye doctor about safe treatment options.

More serious complications can arise from pregnancy-induced hypertension (high blood pressure). This condition can cause vision disturbances such as blurred vision, light sensitivity, or even temporary vision loss. Preeclampsia, a severe pregnancy complication, can lead to swelling in the retina and other ocular issues, and seeing spots while pregnant or flashing lights are symptoms that require immediate medical attention.

Women diagnosed with gestational diabetes may experience vision changes due to fluctuating blood sugar levels affecting the eye’s blood vessels. If left untreated, diabetic retinopathy can develop, leading to vision loss. Managing blood sugar levels through diet and medical care is essential for preventing vision complications.

Postpartum and breastfeeding vision changes

After childbirth, many vision changes resolve as hormone levels return to normal. However, some issues may persist while breastfeeding due to ongoing hormonal fluctuations. One of the most persistent symptoms of postpartum is dry eyes, which can continue affecting tear production. This makes contact lenses uncomfortable for many new mothers. Switching to glasses or using lubricating eye drops can help alleviate discomfort.

Blurry vision can also linger postpartum, particularly if pregnancy-related fluid retention has not yet fully subsided. While some women see their vision return to normal within a few months, others may need a new prescription for glasses or contact lenses.

Postpartum preeclampsia, a condition that can develop after delivery, may cause ongoing vision problems such as blurred vision, seeing spots, or light sensitivity. If these symptoms occur, medical evaluation is necessary to rule out complications.

Easy ways to protect your vision during pregnancy and beyond

To maintain healthy vision before, during, and after pregnancy, it’s always good to keep in mind the following tips:

• Schedule regular eye exams – Inform your eye doctor if you are pregnant or breastfeeding, as they may adjust treatment recommendations accordingly. If vision changes persist postpartum, an updated prescription may be necessary.
• Stay hydrated – Drinking plenty of water can help maintain healthy tear production and reduce dry eye symptoms.
• Use lubricating eye drops – Safe, preservative-free artificial tears can relieve dryness and irritation.
• Wear sunglasses – Protect your eyes from increased light sensitivity by wearing UV-blocking sunglasses outdoors.
• Monitor blood pressure and blood sugar levels – Regular monitoring can help prevent complications related to gestational diabetes or hypertension.
• Limit screen time and take breaks – Following the 20-20-20 rule can reduce digital eye strain. Every 20 minutes, look at something 20 feet away for 20 seconds.
• Consult your doctor before using medications – Some eye drops and medications may not be safe during pregnancy or breastfeeding. Always check with a healthcare provider before using new treatments.

When to seek medical attention

If you experience any of the following symptoms, seek medical help as soon as possible:

• Sudden vision loss
• Persistent or severe blurry vision
• Seeing flashes of light or floaters
• Double vision
• Severe eye pain or redness
• Swelling around the eyes

These could indicate serious conditions such as retinal detachment, optic nerve issues, or complications from hypertension or diabetes.

While pregnancy and breastfeeding can bring temporary vision changes, understanding these effects and taking proactive steps can help manage symptoms. Most eye-related changes resolve postpartum, but persistent issues should be evaluated by an eye care professional. Prioritizing regular eye exams, maintaining a healthy lifestyle, and addressing concerns can ensure long-term vision health during and after pregnancy.

As a parent, caring for your child’s overall health is one of your top priorities. While you may be keeping track of their physical growth and developmental milestones, one often-overlooked aspect is their vision. Vision problems in children can significantly affect their learning, behavior and overall quality of life, making early detection vital. If you’re wondering whether your child might be experiencing eye issues, keep reading to understand the signs, potential impact of poor eyesight, and how to take proactive steps to address vision problems.

The importance of early vision checkups

Vision problems in children are more common than many parents realize. According to the American Optometric Association (AOA), 1 in every 4 children has a vision disorder. These issues often go unnoticed because children are not always able to express or understand when something isn’t quite right with their eyes. Early detection can help prevent complications later in life, such as vision loss, poor academic performance, or behavioral issues.

Eye problems, such as nearsightedness, farsightedness, or astigmatism, may begin at a young age. By scheduling regular eye exams, you give your child the best chance to succeed and address any concern before they affect their daily life.

Recognizing vision problems in children

It can be challenging to know when a child has vision problems, especially since they might not be able to identify the issue themselves. However, there are several signs that may indicate eye problems. If the child experiences any of the following symptoms, it might be time to schedule a visit to the eye doctor:

• Squinting or closing one eye – If you notice that the child is squinting to see better or frequently closing one eye, it could be a sign of uncorrected vision issues. This behavior often occurs when children try to focus on something but struggle to see clearly.
• Avoiding reading or close work – If your child avoids reading or other tasks requiring close-up focus, it might indicate farsightedness (hyperopia), as these activities can feel tiring or uncomfortable for them.
• Difficulty seeing distant objects – Children with nearsightedness (myopia) could lead to frustration in activities like reading from a classroom board, but it’s less likely to affect close work. They could also have difficulty reading street or store signs while riding in a car, or even confuse airplanes with birds.
• Frequent headaches – Vision problems can cause eye strain, leading to frequent headaches. If a child complains of headaches, especially after reading or doing schoolwork, it could be related to eye problems.
• Difficulty following moving objects – If a child has trouble tracking moving objects or seems clumsy and uncoordinated, they may have vision issues affecting their ability to focus on moving targets.
• Poor academic performance – Vision issues can contribute to learning difficulties. If a child’s academic performance is below expectations despite their efforts, poor eyesight could be a factor.

How vision problems affect learning

Children with untreated vision problems are at an increased risk of learning difficulties. Vision-related learning problems occur when children struggle to process visual information, which can affect their ability to read, write and engage in classroom activities. According to the AOA, undiagnosed vision problems are often mistaken for learning disabilities or attention issues.

For instance, a child with poor eyesight may have trouble reading the board at school, causing them to fall behind in lessons. This can lead to frustration, reduced self-confidence, and even behavioral problems. Early detection and treatment can help prevent these issues, allowing the child to perform better in school and feel more confident in their abilities.

Common vision problems in children

Several vision problems can affect children, ranging from mild to severe. Some of the most common issues include:

• Nearsightedness (myopia) – a condition in which distant objects appear blurry, while close-up objects are seen clearly. It often develops in childhood and can worsen over time.
• Farsightedness (hyperopia) – a condition that causes nearby objects to appear blurry, while distant objects are seen more clearly. It can lead to difficulty with reading and other close-up tasks.
• Astigmatism – occurs when the cornea or lens of the eye is irregularly shaped, causing blurry or distorted vision. This condition can affect both near and distant vision.
• Crossed eyes (strabismus) – occurs when the eyes do not align properly, causing one eye to turn in, out, up, or down. It can result in double vision or difficulty focusing.
• Lazy eye (amblyopia) – occurs when one eye does not develop normal vision, often due to misalignment or unequal focusing. Early treatment can help prevent permanent vision loss in the affected eye.
• Color blindness – a condition where someone has difficulty distinguishing between certain colors. While it is not typically harmful to the a child’s overall vision, it can affect learning and daily activities.

How to address vision loss in children

While some vision problems are hereditary, there are steps parents can take to help reduce the risk of vision issues. Schedule eye exams starting at six months old and continue regular checkups as they grow to help detect issues early. If they play sports, encourage protective eyewear to reduce the risk of eye injuries. Excessive screen time can contribute to digital eye strain. Encourage breaks from screens to reduce eye fatigue. And encourage a healthy diet rich in nutrients that promote eye health, such as vitamins A, C and E as well as omega-3 fatty acids.

If you suspect your child has vision problems, don’t wait. Early detection and treatment can help prevent long-term issues, improve their academic performance, and enhance their overall quality of life. Vision problems are common among children, but with the right care and attention, most issues can be corrected. Find a provider near you today to make sure your child is seeing their best.

The holiday season brings joy, celebration, and often a break from our usual routines. Amid the festivities, it’s easy to overlook the routine care for our dental and vision health, potentially leading to long-term issues that could spoil the holiday cheer. Maintaining dental and vision health should still be a priority. Here are 10 tips to keep your smile bright and your vision clear as you enjoy the holidays.

1. Stick to your dental routine

Even with late nights and busy schedules, don’t skip brushing and flossing. The holidays often come with increased sugary treats and drinks, which can lead to cavities if dental hygiene is neglected. Aim to brush at least twice a day and floss daily to keep your teeth healthy.

2. Be mindful of sweet and sticky foods

Holiday treats like candies, cookies, and dried fruits can cling to your teeth and lead to tooth decay. Enjoy these in moderation and try to rinse your mouth with water or brush your teeth after indulging in particularly sticky or sugary desserts.

3. Stay hydrated

Drinking water helps cleanse your mouth of lingering sugars and acids and prevents dry mouth, which can increase the risk of tooth decay. Water is also essential for overall health, directly impacting your vision by keeping your body and eyes hydrated.

4. Schedule your dental check-up

The end of the year is often an excellent time to schedule check-ups since many dental insurance plans reset with the new year. Visiting your dentist during the holidays can help catch any issues before they become significant problems.

5. Protect your eyes

The winter sun can be just as harsh as the summer one, mainly when its rays reflect off snow. Wearing sunglasses with UV protection can safeguard your vision and prevent conditions like photokeratitis, comparable to a sunburn of the eyes.

6. Give your eyes a break

Long hours spent watching holiday movies or watching screens can strain your eyes. Practice the 20-20-20 rule: every 20 minutes, look at something 20 feet away for at least 20 seconds. This simple exercise can help reduce eye fatigue.

7. Manage screen time

With increased screen time around the holidays, especially on new gadgets and devices, it’s important to manage how long you and your family spend in front of screens. Adjust the brightness to a comfortable level to reduce glare and consider using blue light filters to lessen eye strain.

8. Include nutritious foods in your holiday meals

Incorporate foods rich in omega-3 fatty acids, lutein, zinc, and vitamins C and E into your holiday meals to help maintain good eye health. Nuts, leafy greens, and fish are great choices that can help protect against vision problems like macular degeneration and cataracts.

9. Use protective eyewear

If you’re participating in physical activities, such as winter sports, wear appropriate protective eyewear. For example, safety goggles can protect against debris and ensure that your holiday remains injury-free.

10. Listen to your body

Pay attention to any signs of discomfort or irregularities in your dental and vision health. If you notice anything unusual, such as tooth pain or vision changes, don’t wait until after the holidays to address it.

By remembering these tips, you can enjoy a festive and healthy holiday season without compromising your dental and vision health. Remember, taking small steps to protect your health now can help you avoid significant issues later. Happy holidays!

When it comes time to review your dental and vision benefits, you might question the value of renewing. Whether it’s the annual open enrollment period or you’re considering changes in your healthcare coverage, understanding the ongoing benefits of maintaining your dental and vision insurance is essential. Here’s why renewing your plan is a decision that can significantly enhance your health, financial well-being and quality of life.

Preventive care saves money

Dental and vision plans encourage preventive care. By covering routine check-ups, cleanings, and eye exams at low or no cost, these plans not only help maintain your health — they also reduce the likelihood of requiring expensive procedures in the future. Regular dental visits can catch issues such as cavities and gum disease early, while eye exams can detect signs of severe conditions like glaucoma and macular degeneration before they worsen.

Early detection of health issues

Many don’t realize that dental and vision check-ups can also serve as a frontline defense in spotting early signs of more serious health-related issues. For example, symptoms of many diseases, including diabetes and heart disease, can be detected through routine oral exams. Similarly, comprehensive eye exams can reveal vascular problems, high cholesterol, or even tumors. Keeping up with your benefits means keeping up with your overall health.

Enhancing quality of life

Maintaining optimal oral and visual health can significantly improve your quality of life. Healthy teeth and gums contribute to good overall health, nutritional habits, and increased confidence, while clear vision ensures you can drive, read, and manage daily tasks effectively. By renewing your dental and vision plan, you ensure ongoing access to services that help you live your life to the fullest.

Cost-effectiveness and peace of mind

A continuation of benefits can be more cost-effective than paying out of pocket for the same services. Many dental plans cover a substantial portion of dental care costs once a typically small deductible is met, and vision plans often include discounts on eyewear and contacts. Insurance can mean the difference between manageable and prohibitive costs for those requiring more significant procedures like orthodontics, crowns, or cataract surgery. And beyond the tangible benefits, having continuous dental and vision insurance provides peace of mind. Knowing that you and potentially your family are covered in case of unexpected dental issues or vision deterioration can reduce stress and allow you to enjoy a healthier lifestyle.

Leveraging employer benefits

Continuing your dental and vision insurance through your employer can be highly advantageous. Employer-sponsored plans often benefit from lower group rates, which can significantly reduce your monthly premiums. Additionally, these plans frequently allow for pre-tax deductions, which may lower your taxable income and increase your take-home pay. This can make maintaining essential dental and vision care more affordable and accessible, ensuring that you receive necessary treatments without straining your budget.

Renewing dental and vision benefits is not just about maintaining insurance — it’s about investing in your ongoing health and securing peace of mind. As you evaluate your health plan needs, consider these points to understand why renewing your benefits is a sound decision.